Tackle high-interest credit cards and save!
For a limited time only, new and current Pelican Points or Prime Visa cardholders can score 3.99% APR for 12 months on balance transfers. Plus, you won't pay any balance transfer fees!*
Don't have a credit card with Pelican? Open one today!
There are multiple ways to transfer:
Use Our Mobile App (Credit card balance transfers only)
You can now transfer balances from other credit cards to your Pelican Visa Credit Card in MyPelican, our online banking app! Simply message a Pelican team member to start your balance transfer! (To transfer any non-credit card balances, use one of the other options below!)
New to MyPelican? Download the app now!
Speak With a Pelican Representative
Visit a Pelican location near you or speak to a Pelican Representative to discuss transferring your balances!
Complete Our Online Form
Enter your account and creditor information using the form below:
Notes on Balance Transfers
- Upon approval of your request, it may take up to 3 weeks for your creditors to post a balance transfer. To prevent any delinquencies, you should continue to carefully monitor your creditor statements and make all necessary payments until the transfer is complete.
- Requesting a complete balance transfer is no guarantee that interest or other charges will not accrue on your other accounts. Please pay close attention to all account balances, especially if you expect them to be zeroed.
- If by transferring the balance to Pelican State CU you wish to close the other card, contact the number on the back of the card and request the account closed. Please note that closing a line of credit can potentially impact your credit score. If you have questions, one of our Nationally Certified Credit Counselors can help!
- Balance transfers will show up on your other statements as a payment and on your Pelican State CU credit card statement as a loan add-on or disbursement.
*Balance Transfers: Pelican State CU membership and Points or Prime credit card required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval is based on certain credit criteria and credit worthiness. Not everyone will qualify. APR = Annual Percentage Rate. You may not exceed your current credit limit with balance transfers. Promotional APR does not apply to Purchases and Cash Advances. There is no grace period for balance transfers. Finance charges will begin accruing the day the balance transfer is posted to this account. The Average Daily Balance Method, as described in your agreement, is used to calculate your finance charge, subject to the interest rate for a balance transfer. Promotional rate of 3.99% APR for qualifying accounts only. The balance transfer promotional rate will expire 12 months from the date of the first balance transfer posting date, for balance transfers to qualify for the promotional rate they must post to the account by December 31, 2025. The remaining balance transfer balance will be charged to the regular balance transfer APR. Rates are subject to change. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required. There is no minimum balance requirement. No balance transfer fee. Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests. Balance transfers are subject to your existing credit limit.