Business Credit Made Easy
At Pelican, we understand that establishing credit or applying for credit card for your business can be stressful and confusing. With the amount of time, effort, and money that many new business owners put towards their newest venture, Pelican understands our responsibility of providing business solutions that surpass your expectations & prepare you with everything you need to increase your purchasing power to grow your business.
Open a new Business Visa® Credit Card through December 31, 2024, and you can transfer balances from your high-interest credit cards for 8.99% APR with NO balance transfer fees!*
Business Share Pledge Visa
- Low variable APR
- 25-day interest-free grace period on new purchases
- No upfront or annual fees
- Fraud protection
- No balance transfer fees
- Cash advances available
- Online account access
- Nationwide access
- Access to Google Pay, Samsung Pay, or Apple Pay
View our Business Visa Credit Card Disclosure for more information.
Business Visa Credit Card
- Variable APR
- Low minimum monthly payments
- No annual or up front fees
- Credit limit up to $50,000
- Spend $4,000 in the first 60 days of being a cardholder and receive 25,000 points¹
- Free Pelican Points program with online point management: Earn 1 point per dollar spent on all purchases
- Exclusive quarterly points promotions
- Free online account management
- Access to Google Pay, Samsung Pay, or Apple Pay
View our Business Visa Credit Card Disclosure for more information.
Business Line of Credit
- Low, competitive rates
- Interest only on portion you use
- Immediate access to funds when needed
- Ideal for short-term needs, cash flow and seasonal fluctuations
- Access funds as needed without re-applying
- Small business line of credit available
¹Must spend $4,000 within 60 days of opening card to earn 25,000 bonus points. To qualify for bonus points, all transactions must post and settle within 65 days. Restrictions apply. See full Pelican Points Terms and Conditions.
*Pelican State CU Business membership and Variable Rate Business credit card required. If you are not a Pelican member, you must be eligible to open a Primary Business Share account with Pelican to become one. The deposit to open a Primary Business Share account starts at a minimum of $100. Loan approval is based on certain credit criteria and credit worthiness. Not everyone will qualify. APR = Annual Percentage Rate. You may not exceed your current credit limit with balance transfers. Promotional APR does not apply to Purchases and Cash Advances. There is no grace period for balance transfers. Finance charges will begin accruing the day the balance transfer is posted to this account. The Average Daily Balance Method, as described in your agreement, is used to calculate your finance charge, subject to the interest rate for a balance transfer. Promotional rate of 8.99% for qualifying accounts only. The balance transfer promotional rate will expire 12 months from the date of the first balance transfer posting date, for balance transfers to qualify for the promotional rate they must post to the account by December 31, 2024. The remaining balance transfer balance will be charged the regular balance transfer APR. Rates are subject to change. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required. There is no minimum balance requirement. No balance transfer fee. Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests. Balance transfers are subject to your existing credit limit.