Kasasa Cash

Best if you keep a high balance in your account each month!
  • Earn 5.01% APY on balances up to $20,000
  • Earn 2.02% APY¹ on the portion of your balance above $20,000
  • Unlimited ATM fee refunds, nationwide
  • Early Bird Direct Deposit4
  • No monthly service fee
  • No minimum balance required to earn rewards
  • Overdraft options available

Kasasa Cash Back

Best if you keep a lower balance but make frequent purchases!










































Pay with Personality

Open a Pelican checking account and choose from our 7 custom debit card colors! Already an accountholder and want to Pay with Personality? Stop by a branch to get a new card printed instantly or contact us in MyPelican to have it mailed to you!5
 
Bayou Blue
Gator Green
Sunshine Orange
Crawfish Red
Strawberry Pink
Iris Purple
Magnolia White
Your Money, but BETTER—with a Free Kasasa Cash Account and unlimited ATM refunds1.
Benefits
  • Earn 5.01% APY¹ on balances up to $20,000
  • Earn 2.02% APY¹ on the portion of your balance above $20,000
  • If qualifications aren’t met, you’ll earn 0.05% APY¹
  • Unlimited refunds on your ATM fees, nationwide¹
  • Early Bird Direct Deposit—get paid up to one business day early³
  • No monthly service fee
  • No minimum balance required to earn rewards
  • FREE digital banking through our MyPelican app
  • FREE eStatements
  • FREE Visa® debit card
  • Plus, link to Kasasa Saver® for free automatic savings!
Why Offer Such a Great Rate?
It's simple—as a not-for-profit and member-owned institution, Pelican believes in improving the lives of our members and communities, in Louisiana and beyond. This is just one of the many ways Pelican Pays!
Qualifying is Easy!
All you have to do is complete these 4 easy requirements during the monthly qualification cycle:
  • Be enrolled and receive FREE eStatements
  • Be enrolled in and log into MyPelican
  • Have at least 15 debit card purchases post and settle
  • Have at least 1 direct deposit, online bill payment, or automatic payment (ACH) post and settle
That's it! Best of all, there's no penalty if you come up short. In fact, you still earn dividends. So join today to open an account online, and let Pelican State Credit Union put your money to work.

Learn more about monthly qualification cycles and to see the date range for each cycle.

Turn your receipts into bona fide cash—get up to $10 cash back every month when you use your free Visa® debit card to make purchases.

Get paid to go shopping! Free Kasasa Cash Back® checking pays 4% cash back (up to $10)2 on everyday purchases you make with your debit card. You’ll also get unlimited refunds on your ATM fees, nationwide!¹ That’s what Kasasa® does—puts money right where it belongs, which is back in your pocket.

Benefits

  • 4% cash back on debit card purchases2
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
    • Earn up to $10 cash back per month
  • Unlimited refunds on your ATM fees, nationwide2
  • Early Bird Direct Deposit—get paid up to one business day early4
  • No monthly service fee
  • No minimum balance required to earn rewards
  • FREE digital banking through our MyPelican app
  • FREE eStatements
  • FREE Visa® debit card
  • Plus, link to Kasasa Saver® for free automatic savings!

Qualifying is Easy!

To earn your rewards, complete these simple tasks in your Kasasa Cash Back account during each monthly qualification cycle:
  • Be enrolled in and receive FREE eStatements
  • Be enrolled in and log into MyPelican
  • Have at least 15 debit card purchases post and settle
  • Have at least 1 direct deposit, online bill payment, or automatic payment (ACH) post and settle
That’s it! There’s no penalty if you don’t meet your qualifications during the cycle. Plus, you can get right back to earning your rewards the very next month that you qualify. Open your Kasasa Cash Back account online today!

Learn more about monthly qualification cycles and to see the date range for each cycle.













Save Automatically with Kasasa Saver

Saving is effortless when you link your Kasasa checking account with a Kasasa Saver! Your rewards will automatically transfer each month and you'll earn an additional 2.12% APY on balances up to $150,000 in your Saver!3
 
To link a Saver to your account, simply choose one of the checking bundles when you apply.


¹Pelican State CU membership is required to open a Kasasa Cash rewards checking account. If you are not a Pelican member, you must be eligible to open a primary savings account with Pelican to become one. The deposit to open a primary savings account starts at a minimum of $10 ($5 to join + $5 minimum balance). A minimum deposit of $25 is required to open Kasasa Cash account. APY = Annual Percentage Yield. APYs accurate as of 11/01/2024. Rates and rewards may change after account is opened. This account is a tiered rate account. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $20,000 in your Kasasa Cash (tier 1) account earn a dividend rate of 4.90% resulting in an APY of 5.01%; and average daily balances over $20,000 (tier 2) earn a dividend rate of 2.00% on the portion of the average daily balance over $20,000, resulting in 2.02% APY depending on the account's average daily balance. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. APY calculations are based on an assumed balance of $20,000 (tier 1) + $100,000 (tier 2) in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. The minimum service requirements include: (1) making 15 debit card point-of-sale purchases (ATM transactions and transfers between accounts do not qualify) that are cleared and posted to your account during the qualification period; (2) having direct deposit, ACH debit or credit, or Bill Pay transaction posted to your Kasasa Cash account; (3) accessing online or mobile banking once during qualification period; and (4) receiving your monthly statement electronically. Transactions may take 1 or more banking days from the date transaction was made to post to and settle account. The qualification period is defined as a period beginning on the last day of the prior calendar month and ending on the next-to-last day of the calendar month. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher within 30 days after the statement cycle where the reimbursement was applicable in order to receive a refund. The advertised Kasasa Cash APY is based on compounding dividends. If member has a Kasasa Saver account, dividends earned on Kasasa Cash balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividends paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Not everyone will qualify to open a Kasasa Cash rewards checking account. Pelican reserves the right to limit the number of accounts allowed per member, joint or individually. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
2No dividends are paid on this account; however, you may qualify for ATM fee reimbursements if you meet all of the minimum service requirements during the qualification periods. The minimum service requirements include: (1) making 15 debit card point-of-sale purchases (ATM transactions and transfers between accounts do not qualify) that are cleared and posted to your account during the qualification period; (2) having direct deposit, ACH debit or credit, or Bill Pay transaction posted to your Kasasa Cash Back account; (3) accessing online or mobile banking once during qualification period; and (4) receiving your monthly statement electronically. If all qualifications are met each monthly qualification cycle, all ATM fees (up to $4.99 per single transaction) will be refunded by the second business day following the end of the last day of the statement cycle. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher within 30 days after the statement cycle where the reimbursement was applicable in order to receive a refund. Purchases up to $250.00 will receive 4% cash back with a maximum of $10.00 per statement cycle. The qualification period is defined as a period beginning on the last day of the prior calendar month and ending on the next-to-last day of the calendar month. If member has a Kasasa Saver account, Kasasa Cash Back reward balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Transfers between accounts do not count as qualifying transactions. Pelican reserves the right to limit the number accounts allowed per account owner, joint or individually.
³APY = Annual Percentage Yield. Balances up to $150,000 in the Kasasa Saver account receive an APY of 2.12% if required service qualifications in the Kasasa Cash or Cash Back account are met each monthly qualification cycle. Balances of $150,000.01 and above receive an APY of 1.68% on the portion of the balance above $150,000 if qualifications in the Kasasa Cash or Cash Back account are met each monthly qualification cycle. As a result, the APY for balances above $150,000 will range from 2.12% - 1.68% if qualifications in the Kasasa Cash or Cash Back account are met each monthly qualification cycle, depending on the balance in the account. If qualifications in the Kasasa Cash or Cash Back account are not met, the APY will be 0.05% on all balances in the Kasasa Saver account. Monthly qualification cycle = last day of the month to the second to the last day of the next month. Monthly statement cycle = first day of the month to the last day of the month. Pelican reserves the right to limit the number accounts allowed per account owner, joint or individually.
4Early Bird Direct Deposit is available for Pelican members with checking or savings accounts that set up direct deposit with their employer or other payroll provider to receive electronic deposits. Pelican will post ACH deposits once received from the Federal Reserve, which can be before the actual effective date. Early posting of deposits is not guaranteed and is dependent on the deposit being received before the effective date. Restrictions and limitations may apply. 
5A $10 card reissue fee will be charged.