Here's How It Works
1
Shop
Earn 1 point for every dollar spent on products and services.
2
Earn More
Opt into our emails and app notifications for exclusive Pelican Points bonus offers.
It All Adds Up
$15
1,500 points
$25
2,500 points
$35
3,500 points
$50
5,000 points
$75
7,500 points
$100
10,000 points
$150
15,000 points
$250
25,000 points
$350
29,500 points
$15 – 1,500 points
$25 – 2,500 points
$35 – 3,500 points
$50 – 5,000 points
$75 – 7,500 points
$100 – 10,000 points
$150 – 15,000 points
$250 – 25,000 points
$350 – 29,500 points
OUR MOST POWERFUL CARD
- Credit limit up to $50,000
- Low variable APR
- Earn 1 point per dollar spent on all purchases
- Bonus point offers
- Earn extra bonus points with the Pelican Perks program!
- FREE Pelican Points program with online point management
- Access to FICO® scores quarterly for free2
- Free enrollment in ID Navigator by NortonLifeLock
- Access to Google, Samsung, or Apple Pay
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"As a single user of my VISA card with a low budget, I take advantage of every offer for multiple points Pelican has available for me!"
- Swantje, Pelican State CU Member
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Special Bonus Offer:
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Spend $1,500 or more in the first 90 days and receive 15,000 bonus points!3
- Plus for a limited time only, new and current Pelican Points Visa cardholders can score 3.99% APR for 12 months on balance transfers and pay no balance transfer fees!*
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Double the Rewards
- Make every trip count with 2X points on gas, groceries, and dining when you swipe your Pelican Points Visa®
- Credit Card now through October 31.**
Level Up with Metal
Use 3,000 of your points to level up to a metal Pelican Points Visa® Credit Card!
You can find the redemption option under the "Bank Products" rewards category on the rewards website.
Pay with Points
Purchase,
Get Notified,
and Redeem!
Now that you've earned your points, it's time to use them! Pay With Points is a redemption program where you can pay for a purchase with the points you've already earned! Just swipe, get notified, and redeem. A statement credit will then be applied back to your card. Set up your preferences now!
Fuel with Points
Use your rewards card at a station when fueling up, and you can redeem your points for rewards at the pump.
2,000 points = $.50 off per gallon, up to 20 gallons!
Insert/Tap
Use your rewards card at the beginning of your transaction at a participating gas station pump.
Redeem
If you have enough points, the screen will prompt you to use your points.
Save
Fuel up and save $0.50 off per gallon, up to 20 gallons.
Amplify Your Points
Cash back offers are tied directly to your Pelican Points card from the most popular NATIONAL brands, plus your favorite regional and local retailers too. Login to MyPelican and see how much you're saving in the Pelican Points portal.
Find Offers
Offers are tied to your participating card - browse all offers by signing into your account and selecting "View offers".
Swipe
Simply use your Pelican Points card and sign for your purchase at participating merchants.
Earn
Earn cash back on your everyday purchases. Remember to check back often as participating merchants can change!
"I love the travel points reimbursement! Every year I go on vacation, and I know a good portion is covered with my travel points. It's super easy to submit and you get your money fast. Pelican Points is my only credit card and I love it!"- Dillon, Pelican State CU Member
Get the most out of each purchase
Check out our Pelican Points Visa Hacks guide for ways to make your points work for you!
Introducing...
Your credit card comes with perks
We're amping up your Pelican Points Credit Card! Earn major bonus points when you shop at these superstar local businesses. We're supporting our community and giving back to our members all at once.
1 Pelican State CU membership required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval based on certain credit criteria and credit worthiness. Not everyone will qualify. Points Visa® Credit Cards earn Pelican Points. Pledge and Prime Visa® Credit Cards do not earn reward points. You can earn a maximum of 15,000 points in a 1-month time period. Points expire after 36 months and are void when the card is canceled.
2 FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. There is no guarantee that your credit score will improve with secured lines of credit.
3 Must spend $1,500 within 90 days of opening card to earn 15,000 bonus points. To qualify for bonus points, all transactions must post and settle within 95 days. Restrictions apply. See full Pelican Points Terms and Conditions
*Pelican State CU membership and Points or Prime credit card required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $10 ($5 to join + $5 minimum balance). Loan approval is based on certain credit criteria and credit worthiness. Not everyone will qualify. APR = Annual Percentage Rate. You may not exceed your current credit limit with balance transfers. Promotional APR does not apply to Purchases and Cash Advances. There is no grace period for balance transfers. Finance charges will begin accruing the day the balance transfer is posted to this account. The Average Daily Balance Method, as described in your agreement, is used to calculate your finance charge, subject to the interest rate for a balance transfer. Promotional rate of 3.99% for qualifying accounts only. The balance transfer promotional rate will expire 12 months from the date of the first balance transfer posting date, for balance transfers to qualify for the promotional rate they must post to the account by December 31, 2025. The remaining balance transfer balance will be charged to the regular balance transfer APR. Rates are subject to change. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account maintained by Pelican State CU. Balance transfers are not eligible to earn reward points. Verification may be required. There is no minimum balance requirement. No balance transfer fee. Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests. Balance transfers are subject to your existing credit limit.
**Pelican State CU membership and Pelican Points Credit Card required. If you are not a Pelican member, you must be eligible to open a primary savings account or a primary business share account with Pelican to become one. The deposit to open a primary savings account starts at a minimum of $10 ($5 to join + $5 minimum balance). Only Pelican Points Visa® Credit Cards are eligible for this special offer; Pledge and Prime Visas do not earn points. You will earn two Pelican Points for every dollar spent on purchases at gas pumps, grocery stores, restaurants, and food delivery services from January 1 – October 31, 2025. For fuel purchases, the card must be used at the gas pump. Purchases made for fuel inside of an establishment at the register do not qualify. Pelican does not have the ability to control how a retailer chooses to categorize their business, therefore reserves the right to determine transaction eligibility. You can earn a maximum of 30,000 points total in a 1-month time period and bonus points will post daily. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Points are void when the card is canceled and expires after 36 months. See a Pelican representative for more Pelican Points details.