Rewards You with Each Purchase
Offers a Fixed Rate
Uses Your Savings to Build Credit
Whether you want to build credit, earn rewards, or enjoy a fixed rate, we’ve got just the card you need.
No waiting games. With our streamlined online application, getting a new line of credit has never been faster.
We’re not-for-profit and proud of it. That means you get access to competitive rates not available at big banks.
Credit cards are a powerful tool to help you manage your money. Discover the best ways to harness this power on our blog.
Ready to get the most out of your credit card? Wield your credit usage like a pro with these tips from the financial experts at Pelican.
Which Pelican credit card is right for me?
We offer three different credit card options to meet your needs. To determine which card is best for you, we suggest thinking about what features you want most in a credit card to improve your financial lifestyle.
If you’re just starting your credit journey or would like to rebuild credit, the Pelican Pledge might be right for you. If you plan to use your card often and want to earn points on purchases, explore our Pelican Points card. If you want a dependable credit option with a fixed rate, we suggest the Pelican Prime card.
What are Pelican’s credit card rates?
You can view and compare all of our credit card rates using the chart above or by visiting ourRates page.
Does owning a credit card harm my credit score?
Simply owning a credit card does not hurt your credit score. In fact, having healthy lines of credit improves your credit score over time. The only way a credit card can harm your credit score is through misuse (overcharging or missing payments).
As the largest state-chartered credit union in Louisiana, we proudly serve more than 60,000 members nationwide with personalized financial services, resources, and guidance.
Over 750,000 Louisiana residents qualify for membership—are you one of them? If you or a family member meet just one of the following criteria, you qualify for membership!
You also qualify for membership if your immediate family member meets any of the criteria above!
*There is no guarantee that your credit score will improve with secured lines of credit.
1 FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
2 Must spend $100 within 30 days of opening card to earn 2,500 bonus. 2,500 bonus included in monthly maximum. Restrictions apply. See full Pelican Points Terms and Conditions for details.