Visa
Each Visa card comes with:
- No Upfront or Annual Fees
- Fraud Protection
- No Balance Transfer Fees
- Cash Advances Available
- Online Account Access
- Nationwide Access
Click
here to learn about the new Credit Card Rules effective August 22, 2010.
The Key to Your Future
- Build or re-establish credit
- Credit limit up to $5,000
- Low Variable APR
- Earn reward points
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- Low minimum monthly payments
- Reports to all 3 credit bureaus monthly
- Free online account access & bill pay
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Raise Your Standard
- Good credit
- Credit limit up to $15,000
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- Low fixed APR
- No annual or upfront fees
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Your Ticket to Freedom
- Great credit
- Credit limit up to $25,000
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- Fee free awards program
- Earn 1 point for every dollar spent
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Upgrade Your Spending Power
- Excellent credit
- Credit limit up to $35,000
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- Fixed low APR plus reward points
- Free Awards Program with online point management
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Unlock Your Savings
- Low variable APR
- Nationwide access
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- 25 Day interest-free grace period
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Jump Start Your Journey
- Build credit
- Low minimum monthly payments
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- Credit limit up to $ 2,000
- Earn reward points
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Visa is pleased to give you easy ways to make necessities affordable without having to forgo the little pleasures. Browse the latest Visa deals by clicking here or sign up for the Visa Discounts newsletter for more ways to stretch your dollar on items like apparel, food and travel!
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Classic Visa
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Visa Gold
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Platinum Visa
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Titanium Visa
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Share Pledge Visa
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Student Visa
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Maximum Credit Limit
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$250-$5,000
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$500-$15,000
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$500-$25,000
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$7,500-$35,000
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$50,000
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$250-$5,000
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Lowest Rate Available APR*
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9.5% +WSJP^
Variable |
7.90%
Fixed |
3% + WSJP^
Variable |
8.47%
Fixed |
5% above the highest regular share dividend paid |
9.5% + WSJP^
Variable |
| Type of Credit Suggested |
Fair Credit |
Good Credit |
Great Credit |
Great Credit |
Establish or rebuild Credit |
No Credit** |
| Reward Points Available |
Yes |
No |
Yes |
Yes |
No |
Yes |
| Other Account Benefits |
Establish or Rebuild Credit |
Low Fixed APR* |
Low Variable Rate Plus Rewards |
Low Fixed Rate Plus Rewards |
Low Variable APR* |
Establish Credit for the Future |
* APR = Annual Percentage Rate
**Applicants are required to complete an online Financial Literacy course before
card is dispersed
^The WSJP Rate used to determine your APR is the rate Published in the "Money Rates"
table of The Wall Street Journal and is adjusted quarterly
All Accounts share these common benefits:
- No Upfront or Annual Fees
- Fraud Protection
- No Balance Transfer Fees
- Reviewed Annually for Credit Increases
- Cash advances available
- Online Account Access
- Nationwide Access
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Visa Classic